Pig Pet Insurance: Everything You Need To Know


This article covers everything you need to know about pig pet insurance.

This article covers everything you need to know about pig pet insurance.

Because of their sweet and sociable personality and the ease with which they may be cared for, guinea pigs are a popular choice for people looking for a pet. However, due to the fact that they are classified as exotic pets, ordinary veterinarians are unable to treat them. 

If you are the owner of guinea pigs, you are responsible for finding a veterinarian who specializes in treating exotic animals in the event that your pets sustain an injury or are involved in an accident.

 Guinea pigs and other exotic pets can rack up astronomical veterinary bills due to the fact that they demand specialized care from their owners.

It’s possible that you’ve wondered whether or not owners of guinea pigs can purchase pet insurance. Do piggies qualify for coverage under the policies offered by pet insurance companies? If it does exist, is it something that would be worth investing in? Continue reading in order to acquire the responses to these questions and more.

Pig Pet Insurance

Pig Pet Insurance: Can I Get Pet Insurance for My Guinea Pig?

You may most certainly purchase insurance for your piggie, and doing so is something that we strongly advise you to do. Because guinea pigs are seen as “exotic pets,” it may not only be challenging to acquire general veterinary treatment for them, but it may also be prohibitively expensive to do so.

 As a guinea pig owner, you can end up having to pay a lot of money for your pet’s medical treatment. Having insurance might help you pay for some of those pricey bills.

The only caveat is that you will have to do some research to find a business that will ensure your little piggy. There are certain pet insurance companies that do not provide coverage for exotic pets.

How Much Will Guinea Pig Pet Insurance Cost?

The cost of insurance for your pig will change depending on the business that you go with. The total cost is going to be determined by how many animals you want to be covered, and if your guinea pig has a pre-existing condition, it’s possible that the premium will be higher.

Pet Assure’s insurance coverage for a single guinea pig starts at $9.95 per month when paid on a monthly basis, but drops to $6.58 per month if you prefer to pay for the entire year at once.

Exotic pet insurance is another service that may be purchased from Nationwide; however, the company does not provide pricing information on their website.

What Are the Exclusions and Limitations of Guinea Pig Pet Insurance?

The insurance that you select will determine the extent of the coverage that is provided for your guinea pig. There is a possibility that various guinea pig breeds are covered by distinct insurance plans offered by some organizations.

Accidents, diseases, examinations, laboratory fees, prescription drug costs, hospitalizations, and X-rays are just some of the things that are typically covered by health insurance policies. 

Because pre-existing conditions are not covered by all policies, if your guinea pig already has a health issue when you purchase insurance for it, you will need to check with the insurance provider to see if they will pay for any expenditures that are incurred as a result of the condition.

Common Guinea Pig Health Conditions

Guinea pigs are susceptible to a wide variety of diseases and health problems. It is vital to know what conditions they may be prone to before investing in pet insurance because some policies may not cover specific health concerns. Knowing what conditions they may be prone to will help you make an informed decision.

Pneumonia stands out as the most serious of these diseases. Due to the fact that guinea pigs can naturally carry bacteria such as Bordetella and streptococcus, the condition can be caused by these bacteria. Some people could even be carriers without showing any symptoms.

These bacteria are opportunistic in guinea pigs, which means that they can become active if a piggie develops a susceptibility to them, at which point the germs can multiply and potentially cause disease. The possibility that the infection will develop increases when the piglets are under stress, and younger piglets are more frequently in danger.

Piggies are also susceptible to developing scurvy, which is another deadly disease. Because they are unable to produce vitamin C on their own, guinea pigs require a dietary supplement to guarantee they receive the required quantity.

Healing wounds is one of the most important functions of vitamin C, as well as being crucial for the development and maintenance of gums, skin, and joints. Piggies that are deficient in vitamin C may also be more susceptible to contracting various ailments and infections.

It is vital to keep in mind that not all insurance companies for pets will cover every health issue, especially if the illness was already present when the policy was purchased (that is, if your piggie had the condition before getting insurance).

According to VHA Animal Hospitals, the following are the most common illnesses in guinea pigs:

  • Respiratory infections
  • Tumours
  • Abscesses
  • Parasites
  • Diarrhoea
  • Urinary problems
  • Scurvy

How to Keep Your Guinea Pig Healthy?

Regardless of whether you want to purchase health insurance for your piggie, you should make it a priority to ensure that he leads a happy and healthy life. 

To assist any animal in reaching its full potential, the five-domain model is an excellent strategy to implement. This model is centred on the Five Freedoms, which are as follows:

  • Freedom from injury or pain
  • Freedom to behaviour normally
  • Freedom from hunger and thirst
  • Freedom from distress or fear
  • Freedom from discomfort

These five liberties can be boiled down into their component parts as follows: nutrition, environment, health, behaviour, and mental condition.

Guinea pigs require hay, pellets, fresh vegetables, and access to clean water in order to maintain proper nutrition.

The environment in which you keep your piggie can be an additional factor in determining how well he does and how long he lives. If you keep your guinea pigs outside, they require a hutch that not only gives them lots of room to run around but also shields them from potential dangers such as other animals and the elements. Even if you keep your piggies inside, they still require a cage that has plenty of area for them.

You are well aware that guinea pigs have the potential to develop a number of different diseases. However, some of the most prevalent illnesses can be avoided by maintaining a healthy diet and living in a clean environment.

If you suspect that there is something wrong with your guinea, you need to take him to the veterinarian as soon as you possibly can.

Guinea pigs are social animals, so they must be housed in groups with other pigs of the same species. Because they are social creatures and live in groups in the wild, you should be prepared to care for at least two guinea pigs at once. It is against the law in some countries, such as Switzerland, to have only one guinea pig in your possession.

Guinea pigs that are content in life should be talkative, outgoing, and inquisitive in the world around them. They should, on the other hand, always have access to places where they may hide in case they need to get away from something that is frightening them. While some guinea pigs thrive on interaction with humans, others will avoid it at all costs.

 You will need to show particular consideration for each piggy and adapt the care you provide based on their character. If you coerce timid Guinea pigs to cuddle with you, for instance, it will not be good for their mental health in the long run.

Your pig may not only become physically unwell if you do not offer any of the essentials listed above, but they may also experience a significant deal of emotional anguish as a result of this. 

Health problems can be caused by both physical and mental pressures, which can result in increased veterinary expenditures as you try to uncover the root reason for your pet’s ailment.

Frequently Asked Questions

Which breed of pig is ideal for keeping as a house pet?

The pot-bellied pig, the miniature pig, and the Kune Kune pig are examples of well-liked breeds of pigs that are commonly kept as pets. Pigs make excellent pets since they are adorable, easy to care for, and friendly by nature. The pot-bellied pig, the miniature pig, and the Kune Kune pig are examples of well-liked breeds of pigs that are commonly kept as pets.

What are some of the advantages of keeping a pig as a pet?

Pigs make excellent pets because they are easily trainable, naturally inquisitive, and possess a high level of intelligence. The common misconception is that pigs are smelly, unclean, and covered in their own sweat. People may become reluctant to adopt pet pigs as a result of these misperceptions. The potbellied pig makes a fantastic companion for some people, but it’s not the right choice for everyone.

What are some of the drawbacks of keeping a pig as a pet?

If they are not provided sufficient attention by a loving caretaker, pigs are prone to being destructive and aggressive, as well as bored, cranky, and unhappy. Sedentary behaviour can also lead to depression. The cost of owning a pig may be acceptable on a daily basis, but if the pig gets sick, the bills that the veterinarian sends can be out of control for some people.

Dr. Cynthia Ford

Hey, I am Dr. Cynthia Ford an absolute gem of a Veterinarian. Bringing to Petcarely decades of experience. I’ve got an overflowing talent and passion for breeding and taking care of pets(all kinds of pets), educating/guiding their owners, and building responsible pet owners. My goal is to give pets all over the world a better life and to recommend the best tips, advice, and product(s) to every pet owner.

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