Insurance for Ferrets: Everything You Need To Know


Ferrets are very much like dogs. They’re curious, intelligent and friendly. They are more likely to bite when they feel threatened but just want to protect themselves. Ferret insurance is one way to protect your ferrets from accidents and a great responsibility for ferret owners.

Ferrets are very much like dogs. They’re curious, intelligent and friendly. They are more likely to bite when they feel threatened but just want to protect themselves. Ferret insurance is one way to protect your ferrets from accidents and a great responsibility for ferret owners.

 A ferret is a type of little pet that can live for up to 11 years, weighs between three and four pounds on average, does not grow to be longer than sixteen inches, and does not weigh more than sixteen inches.

 Ferrets are bright and inquisitive animals, and as a result, they need a significant amount of guidance and instruction from the humans who are a part of their family.

 Ferrets are able to adjust their sleeping patterns to match those of other members of the household, despite the fact that they are typically most active at night and spend the majority of the day sleeping.

Here we teach you how to get the best  insurance for Ferrets  so you can be more prepared in the unfortunate event that something happens with your ferrets:

Insurance for Ferrets

Why You Need An Insurance for Ferrets

Maintaining the health of your ferret demands a watchful eye, the desire to respond swiftly to any health issues that may arise, and a low-cost option to pet insurance that makes veterinarian care more affordable. 

The following are some common health problems seen in ferrets that can sap your pocket if you don’t subscribe to a ferret insurance policy:

Disease of the adrenal glands: The adrenal gland disease is the most common sickness seen in ferrets, and it can cause irritability, aggression, itching, inflammation, and hair loss. Inadequate nutrition and a lack of exposure to UV lighting are suspected to be the root causes of this illness by veterinarians. In female ferrets, spaying has been linked to an increased risk of adrenal gland illness. In the event that this health issue occurs in your ferret, you must an insurance policy that does not restrict coverage for pre-existing conditions.

Aplastic anaemia: Aplastic anaemia is a condition that is most common in female ferrets who have gone through a heat cycle for a period of time that is longer than a few weeks without being mated. The most effective method of avoiding this is to have your ferret spayed at the earliest feasible age.

Dental problems: Ferrets are prone to developing dental problems, therefore the food they eat should be easy for them to rip and chew. Unfortunately, this does not adequately characterize the kibble that is typically used for feeding pets. When you get a new ferret, make it a point to consult your veterinarian about what kind of food it should eat.

Digestive disorders: Digestive issues are more frequently caused by ferrets trying to ingest substances that are too large for their intestinal tract than it is caused by the quality of the food that ferrets consume. In order to avoid having surgery performed to remove a foreign object from your ferret’s body, you will need to ferret-proof your home.

What are the Various Options for Ferrets Insurance?

In the United States, it is common knowledge that one’s medical expenditures may quickly mount up over the course of time. When it comes to the members of our family who are furry, things are exactly the same. 

They, like us, need to have annual checkups for their health, which grow more vital and more regular as they become older. Even while four years may not seem like a very long time, in terms of a ferret’s lifespan, that is regarded to be in the later stages of middle age. An elderly ferret is one that is at least six years old. 

The same is true for animals as it is for humans: as age progresses, there is a greater likelihood of acquiring health problems and dental problems. The three most common main ailments that a ferret can get are adrenal disease, insulinoma, and lymphosarcoma.

 The treatment for these illnesses can be highly expensive, which can be a significant burden on the finances of ferret owners.

 Ferrets that have been suffering from chronic illnesses are, sadly, being abandoned in excessive numbers at shelters for ferrets because their owners are unable to afford the cost of providing adequate medical care for them.

When it comes to health Insurance coverage in the United States, there are a number of options available for dogs and cats; however, what about our ferrets? Below are some of the insurance options for  your ferrets:

Nationwide

Nationwide is the only firm in the United States, that provides health insurance coverage for ferrets is Nationwide. Up until last year, they only provided a single plan to choose from, and it had very restricted coverage. 

They currently provide ferret owners with two different alternatives to choose from: the Whole Pet with Wellness plan or the Avian and Exotic Pet Plan. The reimbursement model is used to run Nationwide’s business. After each visit to the veterinarian, the owner of the ferret is still responsible for paying the entire bill. 

After that, a claim is then made Nationwide in order to be reimbursed. They function on a reimbursement model, which means that any licensed veterinarian may be utilized to offer health care services to the animals in their care. The day a Nationwide insurance policy is put up marks the beginning of a waiting period that lasts for at least fourteen days before the policy may be considered active.

One of the different kinds of insurance that Nationwide provides, known as the Avian and Exotic Pet Plan, is their most affordable option. If there are two or three ferrets being covered, then the price drops to $11.50 per ferret.

 If there are four or more ferrets being covered, then the price drops to $11 per ferret. Coverage for a single ferret costs $12 per month. This plan has a deductible of $50 for each visit to the veterinarian. Pre-existing conditions, wellness checkups, flea prevention, immunizations, and teeth cleaning are some of the items that are not covered under this plan.

 The “diagnostic, medical care, or surgical correction of any endocrine tumors, both benign and malignant or endocrine hyperplasias of any sort, or concomitant splenectomy” is one of the items specifically stated as not being covered for ferrets.

The Tables  below show the monthly cost per ferret for both the  $100 and $250 deductible plan associated with Nationwide insurance company:

$100 Deductible Plan

1 Ferret 2-3 Ferrets 4 or more Ferrets

90% Reimbursement $33.85 $32.26 $30.66

70% Reimbursement $27.48 $26.21 $24.93

50% Reimbursement $21.11 $20.15 $19.20

$250 Deductible Plan

1 Ferret 2-3 Ferrets 4 or more Ferrets

90% Reimbursement $29.08 $27.73 $26.37

70% Reimbursement $23.66 $22.58 $21.49

50% Reimbursement $18.25 $17.44 $16.63

Pet Assure

Pet Assure is a veterinary discount plan that provides its members with the opportunity to earn a discount of up to 25 percent on any “in the office” medical service that is carried out so long as the member’s Pet Assure membership card is presented. 

The discount is not applicable to any blood work that needs to be sent somewhere else to be analyzed, any medication that needs to be taken outside of the office to be administered to the pet, any take-home flea prevention, food, or any grooming that may be done while in the clinic, such as nail clipping.

 There are no prerequisites or waiting periods necessary to take advantage of this discount plan after the membership has been activated. The cost of membership for one pet is $11.95 per month or $99 per year.

 The cost of membership for two to four pets is $16.95 per month or $149 per year. The cost of membership for five or more dogs is $21.95 per month or $199 per year. It’s possible that membership fees will go down even further as a result of the fact that some businesses provide employees with a Pet Assure membership at a reduced cost.

 This discount card is not accepted by all veterinarians; therefore, in order for members to obtain the discount, they must be sure to use a veterinarian who is participating in the program.

CareCredit

CareCredit is a credit card that is accepted at over 200,000 locations across the United States for the payment of a wide variety of medical services, including those provided to people as well as their pets. If your application for a CareCredit account is successful, you will be given a line of credit. The interest rate for brand-new accounts is currently 26.99 percent. 

One of the financial promotions offered by CareCredit can be organized by speaking to one of their agents, and it may be possible to receive a cheaper interest rate on purchases that are eligible for the promotion.

 One of the financial promotions that can be taken advantage of for eligible purchases of $200 or more is interest-free financing if the total amount is paid up within 6, 12, 18, or 24 months.

 Reduced interest rates and required fixed monthly payments must be made until the balance is paid in full within 24, 36, or 48 months for qualifying purchases of $1,000 or more; within 60 months for qualifying purchases of $2,500 or more. 

This additional financial promotion is offered for qualifying purchases. If you want to apply for a CareCredit account over the phone, you need to be at least 21 years old; if you want to apply via their website, you need to be at least 18 years old.

Frequently Asked Questions

Are ferrets a nice pet?

Ferrets are wonderful pets for people who have the time to care for them and who are able to form strong bonds with their animal companions. Ferrets are naturally calm animals that are also kind, curious, intelligent, and great companion animals. They are also susceptible to getting into trouble for themselves if they are not watched while they are at particular times of the day when they are extremely active and capable of doing so.

Do you require ferret insurance as part of your policy? 

In the event that this health issue occurs in your ferret, you must have an insurance plan that does not restrict coverage for pre-existing conditions.

Is it difficult to take care of ferrets?

They are a significant obligation and frequently demand much more attention and maintenance than a domesticated cat or dog.

Dr. Cynthia Ford

Hey, I am Dr. Cynthia Ford an absolute gem of a Veterinarian. Bringing to Petcarely decades of experience. I’ve got an overflowing talent and passion for breeding and taking care of pets(all kinds of pets), educating/guiding their owners, and building responsible pet owners. My goal is to give pets all over the world a better life and to recommend the best tips, advice, and product(s) to every pet owner.

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