Exotic Direct Pet Insurance: Everything You Need To Know


Exotic Direct is a specialist pet insurance provider based in the UK. It claims to be the first insurer to cover exotic pets specifically.

Exotic Direct is a specialist pet insurance provider based in the UK. It claims to be the first insurer to cover exotic pets specifically.

Exotic Direct offers lifetime cover and pays vets directly, so you don’t have to. Its policy can be taken out by anyone who owns an exotic pet, including pet owners who have pre-existing medical conditions. Exotic Direct allows you to receive as many vet check-ups as you like and covers many of the expenses associated with emergency treatment. 

Exotic Direct is also one of only a few providers that offer genetic disease cover, increasing your chance of getting compensation for your animal if it suffers from an inherited illness. In this article. We are going to walk you through everything you need to know about Exotic Direct Pet Insurance.

About Exotic Direct Pet Insurance

Exotic Direct is a specialized insurance provider for exotic pets, and our industry experience stretches all the way back to 1996. We are the most reputable company in the UK to offer insurance for unusual pets.

We guarantee even the most prickly pets, such as pygmy hedgehogs and parrots, as well as snakes, tortoises, and lizards.

The range of animals that are covered by our small mammal insurance includes, but is not limited to, rabbits, ferrets, and guinea pigs. In addition to that, we are able to provide coverage for larger animals such as llamas and even micropigs!

Because our insurance is designed to cover unforeseen veterinary costs, you will be free to concentrate on providing the best possible care for your pet if it becomes unwell. Depending on the kind of pet you have, we may also provide coverage in the event that they are killed or stolen.

Over 11,500 owners of exotic pets who have insurance policies see Exotic Direct as a reliable company, and in the past year, we have received over 150 5-star ratings on Feefo.

Additionally, we are pleased to announce that we have been awarded the Feefo Gold Trust Service award for 2021.

Because we believe that responsible ownership of pets should be encouraged, we post articles about responsible pet care on a regular basis. Because we collaborate with vetReptile Insurance.

What is Included in Exotic Direct Pet Insurance?

Our Premier policy includes coverage for vet costs, death, and theft up to the amount of £1,000.

In addition, our Essential policy includes a stand-alone coverage amount of $1,000 for veterinary costs.

Exotic Direct Pet Insurance’ Basic policy only covers death and theft, thus veterinary costs are not covered at all.

We are able to provide coverage for a wide variety of lizards and snakes, including Bearded Dragons, Leopard Geckos, Chameleons, Corn snakes, Pythons, and Boas.

Exotic Direct is the most popular exotic pet insurance provider in the United Kingdom, and every year, thousands of pet owners choose our company to insure their animal companions.

We are aware of how thrilling and satisfying it may be to own a pet in your home. Having said that, we are aware that owning a pet comes with a great deal of responsibility and a number of things to think about.

Because you are a conscientious pet owner, the well-being of your animal companion will be of the utmost importance to you. In the event that your pet is ill, the veterinary clinic where you are enrolled will most likely be able to provide the necessary care for it.

Many of us are well aware of the fact that the costs associated with veterinary care may be quite high, and that these costs can rapidly grow if additional treatment or long-term care is required. 

Having health insurance for your pet can ease your mind at an already difficult time, and it can be a huge financial boon when it comes to paying for your pet’s medical care.

Cost Of Insuring Exotic Pets like Reptiles at Exotic Direct Pet Insurance

If you choose our Premier coverage, the annual premium is £145.76, and you can pay it in 10 equal payments of approximately $14.57 each. It provides coverage for vet bills of up to 1,000 pounds, as well as coverage for death and theft.

The annual premium for our Essential policy is £127.84, which may be paid in ten payments of around $12.78 each. It pays for up to $1,000 worth of veterinarian bills.

The cheapest level of coverage we offer has an annual cost of $42.87 or can be paid for in 10 payments of around $4.28 each. Our basic coverage only covers loss due to death or theft, and it does not pay for veterinary care.

The cost of a Bearded dragon is utilized to calculate the premium for both the Premier and Basic policies. The worth of your pet will determine how much you will pay for insurance, which will vary. When May 2022 rolled around, all pricing was accurate. 

Learn more about the health of your pet by perusing our Dog and Cat Illness Guide, which has been evaluated by a veterinarian. Always consult your trusted veterinary professional if you have any concerns regarding the symptoms or health of your pet.

Even for pets with pre-existing problems, Pet Assure members can enjoy cost savings on veterinarian care for their animals. To find out more click here to get a claim for your Exotic pet.

Alternative Coverage for Exotic Pet Insurance

The veterinary industry cannot even come to a consensus on what constitutes an exotic pet, making it difficult to provide a definition for these animals. Animals that are more commonly seen at zoos, such as monkeys, huge cats, and kangaroos, can also be considered to be examples of exotic pets.

 Some examples of exotic pets include birds, fish, pocket pets, amphibians, and reptiles. If you have an exotic pet, you are required to take your pet to the veterinarian on a more regular basis for checkups and treatment of any preexisting medical disorders, as well as any new health concerns that may arise.

Exotic Pets and Their Effects on Health

One potential danger associated with keeping exotic pets is the possibility that certain breeds may be able to pass diseases on to people. The transmission of an illness from animals to people is referred to as a zoonotic infection. 

Herpes, salmonella, and rabies are some examples of common infectious diseases. You should also take into consideration the fact that the risk of harm may be greater with certain species of exotic pets than it is with more common pets such as dogs and cats.

People who want to adopt an exotic animal as a pet need to do more research than they would need for any other kind of animal in order to learn about its natural environment and its nutrition. 

This is necessary in order to avoid more significant health issues in the future. That is why subscribing to exotic direct pet insurance helps you cover the majority of the welfare of your exotic pets.

Each species of exotic animal has dietary needs that are unique to them, in addition to space necessities that must be met in their new home. A substantial amount of stress can be caused to an exotic animal, and its lifespan can be shortened if the animal is kept confined in a small cage or is fed an inappropriate diet.

One of the most beneficial things that owners can do to increase the longevity of their dogs is to make preparations to buy an affordable alternative to traditional pet insurance. Exotic animals kept as pets require routine maintenance and emergency medical attention in the same way that other types of animals do.

Frequently Asked Questions

Who are Exotic Direct?

Brooks Braithwaite (Sussex) Ltd is the owner of the trademark for ExoticDirect.

We are a warm and welcoming business with a wealth of expertise. We are based in Sussex. In point of fact, we have been providing insurance for unusual pets ever since 1996. We have an understanding of the kinds of challenges that may be faced by owners of exotic pets.

Because we are a small team, we communicate with one another! This means that if you have a question or an issue, we will be able to handle it in a timely and compassionate manner, communicating with the rest of our team as required.

Allianz Insurance plc, which is the largest pet insurance insurer in the United Kingdom, is the company that underwrites the plans sold through Exotic Direct.

How to Summit Insurance Claim with Exotic Direct Pet Insurance

Simply fill out parts 1, 2, 3, and 4 of the claim form and hand it over to your veterinarian; they will handle the remainder of the process.

Brooks Braithwaite (Sussex) Ltd is the owner of the trademark for Exotic Direct.

We are a warm and welcoming business with a wealth of expertise. We are based in Sussex. In point of fact, we have been providing insurance for unusual pets ever since 1996. We have an understanding of the kinds of challenges that may be faced by owners of exotic pets.

Because we are a small team, we communicate with one another! This means that if you have a question or an issue, we will be able to handle it in a timely and compassionate manner, communicating with the rest of our team as required.

Allianz Insurance plc, which is the largest pet insurance insurer in the United Kingdom, is the company that underwrites the plans sold through Exotic Direct.

Are reptiles that have been lately ill eligible for insurance coverage with Exotic Direct Pet Insurance?

We are unable to insure your reptile if they have visited a veterinarian for treatment of an accident or illness within the past three months.

You will be able to insure your reptile when they have gone three months without receiving any type of therapy, provided that they are in good physical condition. In the first year of coverage, the insurance company will not pay for treatment of any pre-existing conditions.

Dr. Cynthia Ford

Hey, I am Dr. Cynthia Ford an absolute gem of a Veterinarian. Bringing to Petcarely decades of experience. I’ve got an overflowing talent and passion for breeding and taking care of pets(all kinds of pets), educating/guiding their owners, and building responsible pet owners. My goal is to give pets all over the world a better life and to recommend the best tips, advice, and product(s) to every pet owner.

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